Real. Local. Experts.

Our in-house mortgage loan officers have more than a combined century of lending experience –– in Lake, Sonoma, Napa, Mendocino and Marin County! They know every nook, cranny, title & escrow company, inspector –– and how to get a low-cost mortgage loan done for you.

Contemplating a purchase or refinance? A home equity line of credit or second? Just want to lower your rate? Let's talk about your unique situation, and what is best for you. Community First is in good standing with the National Mortgage Licensing System; our institutional identifier is #512342.

Call 707/546-6000, ext. 3097; or 800/890-3540, press 1, then press 2;

Francisco Alvarado, NMLS #1670702
Monika Besancon, NMLS #811185
Sue Black, NMLS #1575252
Joyce Bradley, NMLS #1689813
Kerrie Chambers, NMLS #284397
Debbie Katt, NMLS #319219
Justin Kester, NMLS #1454763
Dawn Leandro, NMLS #609589
Shernaz Mejos, NMLS #663784
Sheryl Orndorff, NMLS #713483
Rebecca Southwick, NMLS #1600987
Jennifer Tyler, NMLS #762946
 

Francisco Alvarado, NMLS #1670702
Bilingual Mortgage Loan Officer

1405 Fulton Road, Suite 105
Santa Rosa, CA 95403
Phone: 707-543-2667
Fax: 707-546-4996
 


Monika Besancon, NMLS #811185
Chief Lending Officer, Mortgage Lending

1105 N. Dutton Ave.,
Santa Rosa, CA 95401
Phone: 707-543-2680
Fax: 707-546-0529
 


Sue Black, NMLS #1575252
Mortgage Loan Officer

501 College Ave
Santa Rosa, CA 95404
Phone: 707-543-2694
 


Joyce Bradley, NMLS #1689813
Mortgage Loan Officer

14866 Olympic Drive
Clearlake, CA 95422
Phone: 707-621-6248
Fax: 707-995-6058
 


Kerrie Chambers, NMLS #284397
Vice President, Mortgage Lending

1105 N. Dutton Ave., Suite A
Santa Rosa, CA 95401
Phone: 707-543-2670
 


Debbie Katt, NMLS #319219
Mortgage Loan Officer

16200 Main Street
Guerneville, CA 95448
Phone: 707-385-1644
 


Justin Kester, NMLS #1454763
Mortgage Loan Officer

526 S State Street
Ukiah, CA 95482
Phone: 707-467-4817
Fax: 707-468-0350
 


Dawn Leandro, NMLS #609589

Mortgage Loan Officer 



328 N. Main Street
Sebastopol, CA 95472
Phone: 707-5443-2686
Fax: 707-543-2653
 


Shernaz Mejos, NMLS #663784
Lead Mortgage Underwriter

1105 N. Dutton Ave.,
Santa Rosa, CA 95401
 


Sheryl Orndorff, NMLS #713483
Manager, Mortgage Processing Department

1105 N. Dutton Ave.,
Santa Rosa, CA 95401
Phone: 707-543-2672
Fax: 707-546-0529
 


Rebecca Southwick, NMLS #1600987
Mortgage Loan Officer

963 11th Street
Lakeport, CA 95453
Phone: 707-349-8105
 


Jennifer Tyler, NMLS #762946

 Mortgage Loan Officer



147 North Franklin Street
Fort Bragg, CA 95437
Phone: 707-467-4819
Fax: 707-962-0106